Shirley, isn't this the craziest thing you have ever heard of? I didn't have a problem because I had my car insured in my name all along and Dennis had his truck listed as one of the company vehicles, so our company paid those premiums. If I were you, I would have to fire off a very nasty, yet informative, letter to the board of directors for that company. They should take into consideration that your income has drastically decreased since losing Randy and take that into consideration, also. I would get a copy of your driving record from your state and send that along with the letter. This is absolutely unfair. If you had passed before Randy, would his rates have increased? I think you should definitely ask that question. Then, I would casually throw around the word "sexual discrimination" a few times in the letter...just to get them on their toes! We have to really fight things like this!!! We have some really sharp attorneys on this board. Maybe one of them could help you with a letter!!! If not, my son is an attorney and I could ask him for help!