Donna:
Thank you for the response. I am fortunate to have a couple very close friends around me for support. I am also conscious of the fact that they have families and jobs. Who is going to care for me, when I need it, is a concern as I had a business fail a couple years ago. I was digging out from that and my resources are thin. My company offers good disability insurance, assuming I qualify, but as I live in San Diego it will be just enough to cover my bills.
Please do not take this as whining. It is just what I am faced with and I am trying to figure out how I am going to handle it. In a weird way, the items that I can address give me some feeling of control.