kentee

I'm in Georgia, I'm sure they do. As Carleen said, I'm sure there are many factors involved with different companies, states, etc. It's a pretty complex issue from what I've been able to determine. I think that if I was in a situation where the companies insurance would not cover pre-existing conditions, I could keep my COBRA in force until which time, by law, the company insurance has to totally kick in. I have someone who works for an insurance company that is going to ask her benefits manager about all of this. I'll let you know what I find out. I guess another fear is going thru the interview process, hopefully getting hired, then having to send an insurance form into HR that would detail everything. It's a tuff 1 and that's why I'm investigating... I really wasn't even considering "conventional" employment because of all of this and was thinking going strictly the Independent Contractor route...I've been in outside sales my whole career covering a multi-state area. However, in this day and age, the travel costs without much income initially will be brutal to say the least. It will all work out and I'll let you know what happens. Hopefully, this can help some other folks out.. Thanks again for all the kind words!!

Carleen and RandyW, I'm so sorry for the loss both of you have had. Again, thanks so much for everyone's responses.

Wow, thanks so much for the replies. I kind of thought the best thing to do is keep my big mouth shut and proceed as if nothing is wrong. However, I remember in the past that at the very least, the enrollment form for company health insurance asks if you have any other health care coverage. I was going to ask my recruiter about this but feel that may reduce her motivation for getting me into the interview process. I do have an Email out to someone I know in the insurance industry. It's a pretty complex issue from what I can gather and I don't want to do something to make me uneligible for both my company insurance and COBRA benefits. I have been going in for scans every 3 months and will continue doing so. This is why it's important that I have all of my "duckies" in a row. I hope I'm not making this more difficult than need be but obviously, I don't want to slip up and lose my coverage altogether whether it's out of pocket or not. (I'd like to proceed into my job search confidently without these unanswered questions hanging over my head).

I was diagnosed with LC a couple of years ago. I'm doing very well and was wondering how to get back into the workplace. My COBRA Insurance is in effect and will be for a a while. My question is this. Let's say I would get hired and then we get to the benefits stuff. Should I just sign up for their Health Insurance as if nothing was wrong and continue to pay my COBRA out of pocket because of pre-existing conditions? Or, would I need to refuse the companies insurance and just say that I have my own Healthcare Coverage which to me, anyway, would raise all kinds of red flags. Not to mention that I think on the insurance sign up forms they ask things like whether the applicant has been on short term disability in the last X amount of years, etc. I'm having trouble getting answers for these questions. I'm not trying to take advantage of potential employers as I'm doing well. On the other hand, I don't want this unfortunate experience to jeapardize career opportunities. My other option is to look at Independent Contractor opportunities and go from there. Any thoughts would be greatly appreciated.