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Hey all, I've been admitted to a clinical trial at my hospital. I am afraid if my insurance company finds out, that they will no longer cover my meds. Is this a valid fear? What can I share with them? What can I share with the pharmacy that sends me the meds that are covered? I understand that there is a federal law that prevents insurance companies to Per cancer.gov: Also, if you do join an approved clinical trial, most health plans cannot refuse to let you take part or limit your benefits. Still, I'm worried they will find a loophole and try to take advantage. Any info would help.
New health care legislation was recently introduced in the United States Senate, and if passed, it would roll back major provisions of the Affordable Care Act. The Graham-Cassidy Bill could have important and negative implications for lung cancer patients, survivors, and their families, including higher costs and reduced access to health care coverage for the sick and low-income. Below are several areas of our concern: The bill prohibits pre-existing condition provisions; however, it allows states to permit waivers to health plans allowing them to charge different, increased, premiums based on a variety of factors. This could make health insurance unaffordable for lung cancer patients and their families. States would be able to waive the minimum essential health benefits that health insurance companies are required to provide currently, this includes prescription drug coverage, and could affect lifetime and annual limits on these benefits. Medicaid expansion and reduced funding for the Medicaid population would be affected under this legislation, which would likely result in less affordable health care for lower-income Americans. Experts say there is a chance this legislation could pass, and we need your HELP. Please TAKE ACTION by contacting your Senator TODAY and ask them to vote NO. Call (844) 257-6227 to directly connect to your Senator’s office.
Good morning. Let me first state that it is not my intent to start a political debate on the advantages and disadvantages of the Affordable Care Act (ACA). As a 25 year veteran of the health insurance industry and a current cancer patient, I think I have a better-than-average understanding of the issues at hand. For those of us not on Medicare, please consider the following: a repeal of the ACA repeals the requirements for insurers to accept an applicant without pre-existing conditions and it repeals the requirement to eliminate annual and lifetime maximums. The costs of care are steep; since February of this year, my care costs are $265k. The average person can't just write a check for that level of care. I spoke with several cancer patients yesterday on Twitter and we share the same concerns. If you have concerns about how a potential repeal would impact you, I urge you to contact your elected representatives. ACA is not perfect, but reverting to a system that caused 50% of the bankruptcies in this country is not a solution. If I've violated any forum policies, I apologize. I believe, though, that this is an issue near and dear to many of us. For those in the DFW area, looking forward to seeing all of you at Saturday's Breathe Deep event.