Last week, my Mother got a call from a financial planner at her bank, asking if she wanted to come in and review her accounts, portfolio, etc. She explained that she's in cancer treatment, so now is not a good time, and without missing a beat, the banker said, "Then I should check into your beneficiaries, and make sure your affairs are in order."
Mom, God bless her, blurted out, "I'm not dying!" And instead of realizing at that point that he was being totally tactless, the banker just said that it was still a good time to be checking that sort of thing.