MO_Sugar Posted March 30, 2004 Posted March 30, 2004 Has anyone been able to purchase life insurance since their dx? I have insurance through work but wondered if there was anything else available? Any ideas? God Bless, MO Quote
daggiesmom Posted March 31, 2004 Posted March 31, 2004 Hi Mo, No, life insurance appears to be a total impossibility for anyone who has been diagnosed with lung cancer. In my experience just recently, my employer offered additional insurance thru AFLAC and Cancer coverage as well. It turns out the Cancer coverage is only for people who have a clean non-cancerous bill of health. Their life insurance rejects me because of lung cancer. I work in benefits so i had to host the meetings for our employees. I spoke to the AFLAC people directlly. After seeing past their pitying stares at me, they told me point blank "you must be five years past diagnosis before we will ever CONSIDER you for coverage." This is just another down side of having this awful disease. The only coverage i have is my basic salary thru my employer. Sorry to be a downer, but it seems buying coverage after this diagnosis is pretty much impossible. If anyone else on the board knows otherwise, i sure would like to know. Joanie Joanie Quote
luvmydog2 Posted May 9, 2004 Posted May 9, 2004 I was offered life insurance after I had my surgery. Also my brother took a small policy after he had surgery in 1995. If anyone would like the name of the company PM me and I will send it to you. Quote
Cindy RN Posted May 10, 2004 Posted May 10, 2004 I too, got life ins. thru 2 different companies. They are the type where you must live 2 yrs past the date you are diagnosed. I PLANNED ON THAT ANYWAY!!!!!! PM me for the phone #. Cindy Quote
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