In March, 2004, I changed employers. My new employer didn't offer health insurance, so I carried the health insurance from my ex-employer via COBRA. This insurance is due to expire on September 15th. As this date approaches, my anxiety level rises. I'm starting to feel panic. I've talked to an insurance salesman who can insure me through some federally mandated program. The cost is more than double (about $600/month) I'm meeting with him on Tuesday to go over the plan; spending caps, pre-existing conditions, etc. As long as I'm working, I can handle the premium. But, of course, my fear is telling me that if and when I'm no longer able to work, I'm uninsured.
Can anyone help me with the options available concerning health insurance for people diagnosed with cancer? Both my parents died from cancer, but they were old enough to qualify for Medicare. My Dad was treated throught the VA. Unfortunately, the VA doesn't take ALL vets anymore. When I applied for VA care, I was declined because I made too much money. Apparently, if you make more than $4.25 / hour, you're rich by VA standards.
I appreciate any feedback you can give me.